Credit Analyst
First Abu Dhabi Bank
Employer Active
Posted 7 hrs ago
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Experience
5 - 10 Years
Job Location
Education
Bachelor of Business Administration(Management)
Nationality
Any Nationality
Gender
Not Mentioned
Vacancy
1 Vacancy
Job Description
Roles & Responsibilities
Key Responsibilities
- Prepare, assess, and recommend credit facility applications and transaction-based requests submitted by Commercial Banking units.
- Conduct comprehensive financial, business, and risk analysis on all credit proposals.
- Make informed recommendations for approval or rejection based on the bank s policies, credit standards, and delegated authority matrix.
- Ensure only high-quality credit assets are approved and booked.
- Manage a portfolio of client accounts and follow up on facility compliance in coordination with Business Units.
- Monitor early-warning cases, review client commitments, and ensure timely updates from business teams.
- Support the protection of the bank s interests by identifying risks and escalating concerns where necessary.
- Maintain strict follow-up on compliance with terms and conditions of credit approvals.
- Assist in special projects that support Credit Team operations and continuous improvement.
- Undertake system checks, produce MIS reports, and support administrative tasks as directed by the Credit Head.
- Ensure credit processes align with internal policies, regulatory requirements, and prudential standards.
Skills Set
- Credit assessment and underwriting
- Financial analysis and modelling
- Portfolio monitoring
- Early-warning risk management
- Compliance with credit policies
- Client follow-up and coordination
- MIS and reporting
- Decision support
- Risk identification and escalation
Desired Candidate Profile
Bachelor s degree in Accountancy, Commerce, Economics, or Finance; Master s degree is an advantage.
Five to eight years of banking experience, with at least five years in Credit.
Strong understanding of commercial lending, credit structuring, and risk assessment.
Ability to analyse financial statements, business performance, and sector risks.
Strong communication, coordination, and stakeholder management skills.
Detail-oriented, analytical, and capable of working under pressure.
Proficient in banking systems, financial modelling, and MS Office tools.
Company Industry
- Banking
- Financial Services
- Broking
Department / Functional Area
- Finance
- Treasury
Keywords
- Credit Analyst
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First Abu Dhabi Bank
First Abu Dhabi Bank is one of the world s safest and most respected financial institutions, known for disciplined credit governance, strong asset quality, and a commitment to excellence. FAB empowers employees to develop deep technical expertise while supporting sustainable business growth across the UAE and beyond.