Credit Analyst - Underwriter Fawry Microfinance Posted on February 13, 2020 2 - 3 years Cairo - Egypt Bachelor of Commerce(Commerce). Any Nationality Send Me Jobs Like This SEND Alert Set Successfully Opening 01 Job Description EMAIL JOB SEND Email sent successfully. SHARE JOB Scope of workCredit Underwriter is responsible for assessing the risk of credit applications received from loan officers and sales representatives, as well as for decision-making within the approved limits of competence.Main responsibilities and tasks• Credit underwriters review and evaluate credit applications submitted by LO/Sales representatives to identify potential risks of the borrower• Conduct a detailed study of financial statements (balance sheet, profit & loss) and other business documents to verify the creditworthiness of the customer• Generate and analyse all necessary reports (I-score, Fawry Score, turnover with FAWRY) to check the customer`s credit history and business performance• Verify the information from application form by phone call to the potential customer or via field visits to the customer s business premises• Ensure compliance with credit risk policies, standards, procedures and other internal regulations in lending operations and decisions taken• Prepare credit risk classifications and credit risk opinion in relation to the requested credit exposures• Decide on the credit exposure within his / her level of competence• Present the case and the identified risks to the credit committee members, if his / her authorization level is insufficient for an independent decision• Assist loan officers and sales representatives to verify the accuracy of information received and calculations made during the financial analysis• Prepare performance reports related to applications approval/rejection rates, reasons for rejection, processing time of application, etc.• Evaluate the performance of loan officers and sales representatives in their ability to conduct proper financial analisys of potential borrowers• Identify and report suspicious transactions and decisions to management• Guarantee the confidentiality of processed information, both clients and institutionjob requirementsMore than 2 yearsNot Specified at leastBanking Financial Services Company Industry Banking / Financial Services / Broking Department/Functional Area Finance / Treasury Desired Candidate Profile University degree of economics / accounting / banking / finance• Good spoken level of English (minimum Intermediate level)• Experience in financing / credit underwriting (2 years )• Strong analytical and logical skills• Good communication and presentations skills• Attentiveness to details• Ability to make independent decisions• Flexibility to travel on short assignments• Proficiency in using MS Office products (Word, Excel, PowerPoint) Keywords Credit Analyst - Underwriter REPORT THIS JOB Disclaimer: Naukrigulf.com is only a platform to bring jobseekers & employers together. Applicants are advised to research the bonafides of the prospective employer independently. We do NOT endorse any requests for money payments and strictly advice against sharing personal or bank related information.We also recommend you visit Security Advice for more information. If you suspect any fraud or malpractice, email us at email@example.com People Looking for Credit Underwriter Jobs also searched Credit Underwriter Jobs Banking Jobs Credit Analysis Jobs Credit Underwriting Jobs Finance Jobs Operations Jobs Financial Analysis Jobs Fawry Microfinance View Contact Details Contact Name/ Designation: - Website https://wuzzuf.net/jobs/p/272513-Credit-Analyst---Underwriter-Fawry-Microfinance-Cairo-Egypt Additional Information Required Employer has requested some additional information along with your application for this job Cancel Login to Naukrigulf Continue using GOOGLE FACEBOOK All your activity will remain private or Forgot Password?