Credit Risk Manager

Lendo

Job Description

Roles & Responsibilities

Desired Candidate Profile

Key Responsibilities:

• Assess the creditworthiness of potential borrowers through financial analysis, risk scoring, and due diligence.
• Recommend credit approvals or rejections to the Credit Committee with well-supported justifications.
• Ensure all credit activities and loan decisions comply with internal policies, regulatory guidelines, and Shariah principles.
• Monitor the health of the loan portfolio, identifying risk trends and proposing mitigation strategies.
• Generate reports and insights related to borrower performance, loan exposures, and credit portfolio quality.
• Support the broader Credit & Risk function with tasks related to loan origination, portfolio tracking, and borrower management as required.

Qualifications:

• Bachelor s degree in Accounting, Finance, Business Administration, or a related field.
• 4 5 years of experience in a similar credit or risk-related role, preferably within the lending or FinTech space.
• Solid understanding of Invoice Financing products and how they function in a commercial lending context.
• Strong knowledge of KSA banking data and its application in credit assessment and decision-making.
• Familiarity with the KSA lending environment, including regulatory frameworks and market dynamics.

General Requirements:

• Excellent communication skills - fluent in Arabic & English is a must.
• Strong analytical mindset with the ability to interpret complex financial data.
• Detail-oriented and highly organized in a fast-paced environment.
• Strong interpersonal skills and the ability to collaborate across teams.
• Comfortable working under pressure and managing multiple priorities simultaneously.