Private Banking Credit Manager

First Abu Dhabi Bank

Job Title
Private Banking Credit Manager First Abu Dhabi Bank Dubai
Job Description
Private Banking Credit Manager First Abu Dhabi Bank Dubai

Role Summary
Join First Abu Dhabi Bank, the UAE s largest and most secure financial institution, as a Private Banking Credit Manager based in Dubai. In this senior-level role, you will play a critical part in managing credit risk for high-net-worth clients across UAE and international markets. The position requires deep expertise in complex credit structuring, policy adherence, and risk mitigation aligned with the bank s private banking strategy and regulatory expectations.

Job Details
Job Location: Dubai, UAE
Industry: Banking
Function: Credit Risk Management
Gender: Any
Candidate Nationality: Any
Candidate Current Location: Any
Job Type: Full time

What You ll Do

* Analyze, structure, and approve credit proposals within delegated authority for UAE and international private banking portfolios
* Ensure alignment of credit practices with FAB s policies, regulatory requirements, and risk appetite
* Provide expert guidance on facility structuring, documentation, and risk mitigation measures
* Coordinate with coverage and product teams for due diligence, risk ratings, collateral evaluation, and client documentation
* Review and approve credit proposals, annual renewals, and exceptional transactions in a timely and accurate manner
* Maintain up-to-date risk systems including credit rating models and collateral data for accuracy in risk reporting
* Lead periodic reviews, covenant tracking, mark-to-market evaluations, and ensure compliance with approval terms
* Monitor early warning signals, identify potential problem accounts, and recommend proactive remedial actions
* Collaborate with internal teams (legal, CAD, risk functions) to ensure proper risk assessments and audit compliance
* Participate in client meetings to enhance understanding and provide inputs on risk structuring
* Support regulatory audits and contribute to enhancements in credit policy and internal risk tools

Candidate Requirements

* Bachelor's degree required; MBA, CA, CFA, FRM or equivalent financial certifications highly desirable
* Minimum 10 years of experience in banking with at least 5 years in credit risk or private banking credit roles
* Strong knowledge of credit products including Lombard lending, real estate financing, FX, derivatives, and structured instruments
* Ability to assess complex financial profiles, personal net worth statements, and investment portfolios
* Excellent understanding of regulatory frameworks, legal compliance, and governance structures in MENA and international banking
* Solid communication skills, especially in writing clear, risk-focused credit memorandums
* Ability to manage pressure, meet deadlines, and drive decisions independently while collaborating across teams