Risk Assistant Manager

A.T Lease Egypt

Assist in reviewing of Credit Proposal Memo with all their required contents implying credit analysis, macro and microanalysis with the assessment of the associated risks, review proposed obligor risk rating, review CBE reports, investigation reports, and all other related contracts, and prepare the related Risk Memo including a recommendation for mitigation of Risk.

Assist in checking that the Credit Proposal Memo abides by A.T.LEASE strategy and credit policy and that the credit package is directed to the proper lending authority for approval.

Assist in monitoring existing credit relationships to ensure that the customer is not falling behind the rent schedule and review of lease portfolio on an annual basis.

Assist in the preparation of Risk Management reports on a regular basis.

Participate in enhancing internal control through reviewing the advising form prepared by the Credit Administration Department in order to ensure that the advising form is in compliance with the credit committee terms and conditions

Assist in Obtaining all required data and information needed from all AT-Lease departments for the purpose of preparing reports that show the major risks that the company may face. All reports and recommendations should be submitted to authorities.

Follow up with all departments on all issues that may increase risk and affect the company, for example Delay Rentals, un-renewed insurance Policies, unregistered contracts, unregistered assets, and unmet terms & conditions.

Un-utilized facilities, & Liquidity Positions. (etc )

Assist in Issuing monthly ACP & I-Score reports

Assist in achieving A.T.LEASE Risk Management Division annual objectives regarding its scope.