Transaction Monitoring Compliance Officer

Client of Capitex

Job Title: Transaction Monitoring Compliance Officer

Location: Sharjah, United Arab Emirates

Job Type: Contractual Position

Job Summary

We are seeking a detail-oriented and experienced Transaction Monitoring Compliance Officer to join our team in Sharjah on a contractual basis. The ideal candidate will have a minimum of 3+ years of UAE-based experience in AML compliance and transaction monitoring, with proven expertise in conducting AML investigations and filing STRs/SARs in accordance with UAE regulatory requirements.

Key Responsibilities

• Monitor daily transactions to identify unusual or suspicious activities in line with AML/CFT regulations.
• Conduct detailed AML investigations and analyze transactional patterns, customer profiles, and risk indicators.
• Prepare and file Suspicious Transaction Reports (STRs) / Suspicious Activity Reports (SARs) with the UAE Financial Intelligence Unit (FIU) via the goAML system.
• Escalate high-risk cases and provide clear documentation of findings and recommendations.
• Ensure compliance with UAE Central Bank, ADGM/DFSA (if applicable), and other relevant regulatory frameworks.
• Maintain accurate investigation records and ensure audit readiness at all times.
• Assist in periodic reviews of AML policies, procedures, and transaction monitoring rules.
• Support internal and external audits related to AML and compliance matters.
• Stay updated with evolving UAE AML regulations and regulatory guidance.

Requirements

• Minimum 3+ years of relevant AML/Transaction Monitoring experience within the UAE (mandatory).
• Proven experience in filing STRs/SARs through the goAML portal.
• Strong knowledge of UAE AML/CFT laws, regulatory requirements, and compliance frameworks.
• Hands-on experience conducting AML investigations and case management.
• Strong analytical, documentation, and report-writing skills.
• Ability to work independently and meet strict regulatory deadlines.
• Bachelor s degree in Finance, Law, Business Administration, or a related field.
• AML certifications (e.g., CAMS) are an advantage.

Key Competencies

• High attention to detail
• Strong analytical and risk assessment skills
• Confidentiality and integrity
• Excellent written and verbal communication skills