ARM- Meethaq SME Capital

Tawteen

Manage, conduct and develop account relationship with the portfolio of accounts assigned.

Thorough understanding and knowledge of Corporate Banking credit manual

Reviewing the portfolio regularly in coordination with Senior Relationship Managers. Preparation of credit proposals under the supervision of Sr. ARM

Manage, administer and monitor utilization of credit facilities in corporate accounts and maintain the quality of risk assets.

Conducting periodic review of credit files using various data e.g. balance sheet, projections, BCSB movement, account statistics, etc., preparation/ renewal of credit lines and presentation to appropriate authorities for approval and upon approval advice to the customer/branch and other operation units.

Documentation / updating of securities, security valuations, renewals of insurance policies and ensure safe keeping of security documents.

Follow up and regularization of past dues, temporary accommodations / excesses over limits.

Supervision of all procedural work and submission of returns and other data relating to the allocated portfolio.

Co-ordination of customer activities with different departments of the Bank.

Regular visits to clients for inspection of business, liaison with owners and to ensure optimum channelization of the business through the Bank s medium.

Mobilisation of new business.

Work out solutions for SM and Classified accounts under the portfolio, with a view to monitor and regularize the accounts to prevent further provisions.

Training and development of line staff.

Any other responsibility that may be assigned.