Core Banking Techno-Functional Consultant

Client of Salt

Key Responsibilities:

1. Advisory & Strategy Engagements

• Conduct current state assessments of core banking platforms, products, and processes.
• Define and document future-state functional capabilities and product/process blueprints.
• Lead RFP/RFI processes, including requirements definition, scoring frameworks, and vendor evaluation.
• Engage with core banking vendors (Temenos and others) to drive functional assessments and solution positioning.
• Present findings, evaluations, and business cases to CxO and steering committee stakeholders.
• Advise on transformation roadmaps, platform selection decisions, and phased rollout strategies.

2. Functional Solution Design

• Translate business needs into detailed functional designs across modules such as: Customer, Accounts, Lending, Deposits, Financial Accounting.
• Define and validate configuration and parameterization decisions in Temenos Transact.
• Support functional integration design with upstream/downstream systems (e.g., digital banking, GL, AML).
• Collaborate with technical teams to ensure accurate and efficient design realization.
• Provide functional sign-off at key stages across the delivery lifecycle.

3. Delivery Management

• Drive end-to-end functional delivery, acting as the primary interface between business and vendor teams.
• Manage and track delivery progress across functional streams: requirements, design, configuration, testing, and go-live.
• Lead functional discussions in SIT/UAT, defect triaging, and quality assurance.
• Monitor scope, risks, dependencies, and change requests from a functional standpoint.
• Ensure readiness for go-live, including SOP validation, business training support, and transition management.

Qualifications:

Must-Have:

• 10+ years of experience in core banking transformation, with strong functional leadership roles.
• Temenos Transact experience is mandatory with in-depth understanding of key modules and configurations.
• Demonstrated ability to lead functional solutioning and delivery in live implementation environments.
• Experience coordinating with vendors/SIs and client business/IT stakeholders.

Preferred:

• Exposure to one or more additional core banking platforms (Oracle Flexcube, Infosys Finacle, etc.).
• Experience with Islamic banking products and processes (Murabaha, Ijara, Tawarruq, Profit Calculation, etc.).
• Familiarity with Temenos Design Studio, AA, TDS, and APIs (not required to be hands-on).
• Experience working in Middle East markets is a plus.

Education

• Relevant Temenos certifications (functional or delivery-focused) are a plus.

Soft Skills:

• Strong communication and stakeholder management abilities.
• Structured problem-solving and solution presentation skills.
• Able to navigate across business and delivery teams with confidence.
• Highly collaborative, delivery-driven, and client-oriented mindset.