Credit Admin Micro Credit Specialist

The Micro, Small & Mediu...

Key Responsibilities:

• Execute all transactions related to microfinance intermediaries whether new credit approvals or settlements with accuracy and quality, ensuring compliance with all credit approval conditions within the defined timeframes.
• Verify that credit risk insurance policies accurately match the data included in the credit approval.
• Monitor the renewal of credit risk insurance policies for intermediaries, ensuring full coverage for the entire financing period and full compliance with approval conditions; record all approval data on the system.
• Issue payment requests to the Finance Department for processing approved credit disbursements to microfinance intermediaries.
• Respond to all audit comments related to the execution of financing disbursements until the completion of implementation.
• Participate in the preparation of periodic reports within the defined timelines.
• Contribute to preparing provisions for intermediary obligations on a quarterly basis.
• Maintain proper filing and documentation of debt records executed by the Head Office.
• Propose innovative and non-traditional solutions to complete tasks efficiently and with high quality, while ensuring full adherence to all credit policy terms and controls.

Skills & Competencies:

Technical Skills:

• Excellent computer literacy and proficiency in relevant software applications.
• Sound legal, regulatory, and financial knowledge.

Soft Skills:

• Ability to work under pressure and as part of a team, ensuring high-quality performance.
• Commitment to institutional policies, work ethics, attendance, and professional conduct.
• Initiative, accountability, and strong problem-solving abilities.
• Effective communication and negotiation skills.