Credit Analyst
Tech4Health
Employer Active
Posted 11 hrs ago
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Nationality
Any Nationality
Gender
Not Mentioned
Vacancy
1 Vacancy
Job Description
Roles & Responsibilities
Main Duties in Customer Interaction and Support Role:
- Review loan applications and verify the completeness of required documents.
- Coordinate with applicants to collect any missing information.
- Maintain accurate records of application status.
- Interact with customers to guide them through the loan application process.
- Explain application procedures, document requirements, and data submission.
- Demonstrate the loan application software to customers.
- Provide exceptional customer service with a polite and helpful demeanor.
Main Duties of Credit Analyst:
- Prepares credit memo, reports and loan recommendations.
- Evaluates credit profile, risk exposure, and other risk factors.
- Analyse balance sheet, cash flow, and credit history.
- Computes interest accruals and plots repayment schedule.
- Maintains and updates existing credit files.
- Stays updated about industry news, key trends, and macroeconomic news.
- Ensures compliance with credit policies.
- Reconcile credit files and identify discrepancies and variances.
- Develop and prepare spreadsheets and models to support analysis of new and existing credit applications.
- Conduct thorough analysis of financial statements and assessment of credit requests.
- Provide recommendations tied to analysis and assessment of credit risk.
- Present analysis, findings, and recommendations to managers, especially findings that involve a borrower s ability to repay.
Desired Candidate Profile
Qualifications & Prerequisites:
- Bachelor s degree in finance, accounting, or other business-related fields
- Minimum 3 years experience in corporate or SMEs credit Preferable in financial or fintech sector.
- A relevant Credit Course certification is a must
- Deep understanding of credit ratings, credit metrics, and credit analytics.
- Ability to effectively manage competing deadlines for projects in a high-pressure work environment, with varying degrees of supervision
- Strong attention to detail and ability to notice discrepancies in data.
- Impeccable understanding of financial statements, ratios, and concepts
- Excellent communication skills
- Excellent Spoken and Written English language is a must
- Strong proficiency in MS Office, general computer uses and CRM.
- Excellent in MS- Excel with advanced usage of XL formulas
- Ability to work out of Egypt - MENA region & Africa
Company Industry
- IT - Software Services
Department / Functional Area
- Finance
- Treasury
Keywords
- Credit Analyst
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