Credit Analyst Real Estate Financing Abu Dhabi, UAE

First Abu Dhabi Bank

Position Overview
First Abu Dhabi Bank (FAB) is hiring a Credit Analyst to assess and approve financing applications secured against residential and commercial real estate. The role involves analyzing audited financial statements, preparing detailed credit assessments, and ensuring compliance with the bank s risk appetite and target market criteria.

Job Details
Location: United Arab Emirates
Location: Abu Dhabi
Industry: Banking / Mortgage Professionals
Function: Credit Review / Analysis
Gender: Any
Candidate Nationality: Any
Candidate Preferred Location: Any
Job Type: Full-time

What You ll Do

* Conduct detailed reviews and assessments of loan proposals in line with FAB s credit policies and underwriting standards
* Analyze audited financial statements to evaluate borrower eligibility and financial health
* Manage an allocated client portfolio, including annual reviews, covenant monitoring, and delinquency oversight
* Identify and address early warning signals in collaboration with business teams
* Engage with senior business leaders and clients to structure facilities that balance customer needs with risk controls
* Participate in client meetings to better understand client requirements and credit risks
* Ensure compliance with departmental policies, regulatory requirements, and standard operating procedures
* Prepare and submit high-quality credit proposals and memos to senior approving authorities
* Contribute to continuous improvement of credit policies and processes to reflect changing market dynamics

Ideal Profile

* Bachelor s degree in Finance, Banking, or Commerce (professional qualifications preferred)
* 2 5 years of experience in Corporate or SME credit analysis within banking
* Strong knowledge of financial statement analysis and credit risk assessment
* Familiarity with regulatory frameworks and internal credit approval processes
* Excellent communication, negotiation, and report-writing skills
* Ability to manage multiple client portfolios while ensuring accuracy and compliance
* Team player with strong ethical standards and attention to detail

Why Join Us

* Opportunity to work with the UAE s largest bank and a global leader in financial services
* Exposure to high-value real estate financing and corporate credit portfolios
* Competitive tax-free salary and full benefits with career progression opportunities
* Professional development and training within FAB s global network
* Collaborative and supportive work environment in a prestigious financial institution