Credit Officer/Manager Bank of Baroda

Multiple VacanciesEmployer Active

Posted on 3 Mar

Experience

3 - 5 Years

Job Location

Dubai(Karama) - United Arab Emirates (UAE)

Education

Any Graduation, Master of Commerce(Commerce), MBA/PG Diploma in Business Mgmt(Finance), Chartered Financial Analyst(Finance)

Nationality

Indian, Emirati (UAE)

Gender

Any

Benefits

Annual Leaves As Per Labour Law, Medical Insurance, Visa

Vacancy

2 Vacancies

Job Description

Roles & Responsibilities

  • Assess creditworthiness of loan applicants, meticulously analyzing financial statements and credit reports to mitigate risk.

  • Conduct thorough due diligence on potential borrowers, including site visits and industry analysis, to gain a comprehensive understanding of their businesses.

  • Structure loan facilities, negotiate terms and conditions, and prepare comprehensive credit proposals for management approval.

  • Monitor existing credit portfolio performance, proactively identifying and addressing potential credit risks and delinquencies.

  • Review and prepare proposal for loan application

  • Assist in various audit process of internal and external

  • Ensure the regulatory compliance

  • Superior problem – solving and analytical abilities

  • In-depth knowledge of India / UAE market for corporate & institutional financial services

  • Sound knowledge of international banking law /practice and products / services particularly

    relating to India & UAE.

  • Outstanding interpersonal, communication and presentation skills

  • Innovation and creativity

  • Strong analytical and problem-solving skills

  • He/she should be capable to train the other departmental/office staff

  • The selected candidate will also handle other responsibilities as assigned by the Bank from

    time to time.

Desired Candidate Profile

  • A Bachelor's degree in Finance, Accounting, or a related field is essential to build a solid foundation.

  • Possession of a professional certification such as CFA, CPA, or a similar qualification, is highly desirable.

  • Minimum of 3-5 years of experience in credit analysis or a related role within the banking or financial services sector in UAE/India

  • Demonstrated experience in evaluating credit applications for diverse industries, with a strong understanding of UAE/India market dynamics.


Last date for application submission - 23.03.2026

Employment Type

    Full Time

Department / Functional Area

Keywords

  • Loan Origination
  • Commercial Lender
  • Banking Officer
  • Financial Statement Analysis
  • Financial Modeling
  • Credit Analysis
  • Relationship Management
  • Regulatory Compliance
  • Credit Portfolio Management
  • Loan Structuring
  • Credit Risk Assessment
  • Risk Management

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Bank of Baroda

Bank of Baroda is the only Indian bank operating in UAE since June 1974. We have a network of -5- branches and -9- EBSUs and one offshore branch at DIFC. In U.A.E. Bank offers whole range of banking products and services encompassing all segments i.e. Individuals, SMEs and Corporate which takes care of their entire banking and financial requirements in UAE and Oman. The UAE operations have made significant contributions to Global business in terms of deposit, advances and profit. Due to significant growth in the business over a period of time, the ranking of our bank has substantially improved among foreign banks operating in UAE and it has emerged as the third largest bank in terms of Deposits and Advances.

Read More

Dubai, United Arab Emirates (UAE)

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