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Experience
3 - 5 Years
Job Location
Dubai(Karama) - United Arab Emirates (UAE)
Education
Any Graduation, Master of Commerce(Commerce), MBA/PG Diploma in Business Mgmt(Finance), Chartered Financial Analyst(Finance)
Nationality
Indian, Emirati (UAE)
Gender
Any
Benefits
Annual Leaves As Per Labour Law, Medical Insurance, Visa
Vacancy
2 Vacancies
Job Description
Roles & Responsibilities
Assess creditworthiness of loan applicants, meticulously analyzing financial statements and credit reports to mitigate risk.
Conduct thorough due diligence on potential borrowers, including site visits and industry analysis, to gain a comprehensive understanding of their businesses.
Structure loan facilities, negotiate terms and conditions, and prepare comprehensive credit proposals for management approval.
Monitor existing credit portfolio performance, proactively identifying and addressing potential credit risks and delinquencies.
Review and prepare proposal for loan application
Assist in various audit process of internal and external
Ensure the regulatory compliance
Superior problem – solving and analytical abilities
In-depth knowledge of India / UAE market for corporate & institutional financial services
Sound knowledge of international banking law /practice and products / services particularly
relating to India & UAE.
Outstanding interpersonal, communication and presentation skills
Innovation and creativity
Strong analytical and problem-solving skills
He/she should be capable to train the other departmental/office staff
The selected candidate will also handle other responsibilities as assigned by the Bank from
time to time.
Desired Candidate Profile
A Bachelor's degree in Finance, Accounting, or a related field is essential to build a solid foundation.
Possession of a professional certification such as CFA, CPA, or a similar qualification, is highly desirable.
Minimum of 3-5 years of experience in credit analysis or a related role within the banking or financial services sector in UAE/India
Demonstrated experience in evaluating credit applications for diverse industries, with a strong understanding of UAE/India market dynamics.
Last date for application submission - 23.03.2026
Employment Type
- Full Time
Company Industry
Keywords
- Loan Origination
- Commercial Lender
- Banking Officer
- Financial Statement Analysis
- Financial Modeling
- Credit Analysis
- Relationship Management
- Regulatory Compliance
- Credit Portfolio Management
- Loan Structuring
- Credit Risk Assessment
- Risk Management
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Bank of Baroda
Bank of Baroda is the only Indian bank operating in UAE since June 1974. We have a network of -5- branches and -9- EBSUs and one offshore branch at DIFC. In U.A.E. Bank offers whole range of banking products and services encompassing all segments i.e. Individuals, SMEs and Corporate which takes care of their entire banking and financial requirements in UAE and Oman. The UAE operations have made significant contributions to Global business in terms of deposit, advances and profit. Due to significant growth in the business over a period of time, the ranking of our bank has substantially improved among foreign banks operating in UAE and it has emerged as the third largest bank in terms of Deposits and Advances.
Read MoreDubai, United Arab Emirates (UAE)
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