Credit Risk Analyst | Credit Risk Officer

Client of Talent Bridge HR Consultancy Dubai

About the Role:
Our client is seeking an experienced Credit Risk Analyst to provide independent and unbiased risk assessments of counterparties and transactions. The role involves analysing trading counterparties, setting credit limits, and providing recommendations to management on risk acceptance and mitigation strategies. This is a hands-on role that requires strong analytical skills, financial acumen, and the ability to work closely with trading desks and support functions.

Key Responsibilities

• Conduct in-depth credit analysis of trading counterparties and monitor industry news and alerts that could impact credit portfolios.
• Provide recommendations on deal structuring and risk mitigation measures.
• Manage the credit approval process with detailed justifications and timely decision-making.
• Set internal credit ratings and limits; conduct regular reviews of exposures.
• Ensure counterparty risk is managed in line with company policies and credit appetite.
• Prepare and review credit exposure reports, addressing overdue accounts and policy breaches.
• Support trading desks with guidelines to ensure compliance with credit policies.
• Review contracts to ensure alignment with approved risk terms.
• Collaborate with trading and support teams to build strong partnerships and facilitate risk management.
• Proactively suggest improvements to existing risk processes and controls.
• Contribute to departmental projects and initiatives as assigned.