Credit Risk Analyst

RockawayX

Employer Active

Posted 1 hrs ago

Experience

3 - 9 Years

Education

Bachelor of Commerce(Commerce)

Nationality

Any Nationality

Gender

Not Mentioned

Vacancy

1 Vacancy

Job Description

Roles & Responsibilities

Conduct credit risk assessment of tokenized RWA issuers, originators, and underlying asset pools (e.g., private credit, trade finance, real estate, asset-backed facilities)

Evaluate tokenized structures and legal wrappers, including collateralization levels, seniority, covenants, and enforcement mechanisms for on-chain and off-chain claims

Develop and adapt traditional credit models (PD, LGD, EAD, stress scenarios) and concentration metrics to tokenized instruments and on-chain data

Collaborate with legal and structuring to review transaction documentation, term sheets, security packages, and servicing arrangements for RWA deals

Design and maintain RWA allocation frameworks for multi-asset RWA vaults, covering limits by issuer, sector, collateral type, tenor, and jurisdiction

Contribute to risk curation by balancing yield, duration, liquidity, and credit quality to support market-neutral and conservative yield strategies

Partner with DeFi, data, and engineering teams to embed credit risk metrics into internal analytics, monitoring tools, and vault risk parameters

Implement ongoing monitoring: exposure dashboards, early warning indicators, covenant tracking, and periodic review of RWA partners and facilities

Prepare clear, decision-ready risk memos and recommendations for internal committees and governance processes

Support external communication where needed (LP reporting, protocol partners, RWA platforms) on risk methodology and controls

Desired Candidate Profile

Credit AnalysisFinancial statement analysis, cash flow modeling, collateral evaluation, covenants, and recovery analysis

Structured ProductsExperience with securitizations, warehouse lines, or asset-backed facilities

Risk ModelingPD, LGD, EAD frameworks, stress testing, concentration metrics adapted to tokenized instruments

Regulatory AwarenessFamiliarity with Basel III/IV RWA treatment, collateral haircuts, credit conversion factors

Technical SkillsProficiency in Excel; exposure to SQL or Python for data-driven risk analysis

CommunicationAbility to produce concise risk memos and explain complex structures to non-specialists

Required Experience

3 to 7 years of experience in credit risk, structured credit, private debt, or RWA underwriting at a bank, asset manager, credit fund, or rating agency

Strong grasp of credit risk concepts: financial statement analysis, cash flow modeling, collateral evaluation, covenants, and recovery analysis

Experience analyzing securitizations, warehouse lines, or asset-backed facilities is highly valued

Solid analytical toolkit with proficiency in Excel; exposure to SQL or Python for data-driven risk analysis is a plus

Desired Qualities

Genuine interest in DeFi, tokenization, and RWA vaults, with a willingness to learn on-chain mechanics and protocol design

Familiarity with RWA and regulatory capital concepts (Basel III/IV RWA treatment, collateral haircuts, credit conversion factors)

Strong written and verbal communication skills, with the ability to produce concise risk memos and explain complex structures to non-specialists

Self-starter mindset, comfortable operating in a fast-moving, entrepreneurial, and cross-functional environment

Department / Functional Area

Keywords

  • Credit Risk Analyst

Disclaimer: Naukrigulf.com is only a platform to bring jobseekers & employers together. Applicants are advised to research the bonafides of the prospective employer independently. We do NOT endorse any requests for money payments and strictly advice against sharing personal or bank related information. We also recommend you visit Security Advice for more information. If you suspect any fraud or malpractice, email us at abuse@naukrigulf.com