Credit Risk - DIFC

Arab Banking corporation

Posted 30+ days ago

Experience

10 - 12 Years

Education

Any Graduation

Nationality

Any Nationality

Gender

Not Mentioned

Vacancy

1 Vacancy

Job Description

Roles & Responsibilities

Job Purpose:

The bank is organized along the three lines of defense operating model. Group Credit is part of the control function in the second line of defense.
The Credit Risk unit reports to Head of Credit Risk unit, the Group Head of Corporate Credit, DIFC CEO, Group Chief Credit Officer who in turn reports to the Group Chief Credit & Risk Officer who reports to the Group Chief Executive Officer.
Within the Credit Analyst/Underwriter function the individual jobs will comprise different aspects and percentages of the following three broad categories.
  1. Credit portfolio management 65%
  2. Risk related project management 15%
  3. Development 20%

Principal Responsibilities, Accountabilities and Deliverables of Role:

Credit portfolio management
  • Support Head of Credit Risk who supports the first line of defense across a number of geographies either as a principle or secondary point of contact. The GCA is to work across all types of transaction including sovereign, corporate and financial institutions.
  • The GCA is to provide support in terms of interpretation of the Group Credit Policy its related Standards and Procedures.
  • The GCA is available for consultation on Credit Application Forms (CAF) as to whether the CAF is adequate in terms of its explanation and mitigation of the risks associated with the transaction under discussion.
  • On submission of the CAF the GCA ensures that it is in compliance with group policies and requirements. Comments on any deficiencies and indicate a level of support, be it positive, negative or conditional for the submission.

Job Requirements:
Knowledge:
  • Excellent PC skills, particularly MS Office and ability to present information.
  • Good Communications/interpersonal skills.
  • Good degree of analytical and problem-solving skills.
  • Basic understanding of IFRS requirements.
  • Advantage: Understanding of Banking products and the related market dynamics.
  • Advantage: Awareness of Performance Management tools
Education/Certificates:
  • Degree with an element of finance or equivalent, Institute of Bankers associate or equivalent
Experience:
  • S easoned corporate credit professional (who understands financial as well as other key credit matters) with significant experience (10 years +) of UAE/ GCC corporates, market knowledge, UAE/GCC credit contacts along with good stakeholder management skills
Personal Attributes:
  • Work as a team member, good communication and presentation skills, accountability, and transparency

Company Industry

Department / Functional Area

Keywords

  • Credit Risk - DIFC

Disclaimer: Naukrigulf.com is only a platform to bring jobseekers & employers together. Applicants are advised to research the bonafides of the prospective employer independently. We do NOT endorse any requests for money payments and strictly advice against sharing personal or bank related information. We also recommend you visit Security Advice for more information. If you suspect any fraud or malpractice, email us at abuse@naukrigulf.com

Similar Jobs

Risk Officer

Bank of Baroda

  • 4 - 5 Years
  • Dubai - United Arab Emirates (UAE)

Compliance / AML Inspector

Sherman Global Management

  • 2 - 8 Years
  • United Arab Emirates - United Arab Emirates (UAE)
View All