Finance Specialist

Zad Fintech

Advanced Accounting & General Ledger Management

• Lead full-cycle accounting activities, including journal entries, accruals, prepayments, and reconciliations.
• Ensure accurate maintenance of the general ledger with monthly closing entries.
• Review ledger balances to identify, investigate, and resolve discrepancies.

Financial Reporting & Analysis

• Prepare monthly, quarterly, and annual financial statements in accordance with IFRS and CMA guidelines.
• Develop management reports, KPI dashboards, and cost analysis summaries for leadership decision-making.
• Provide variance analysis with clear insights and recommendations.

Reconciliation & Control Oversight

• Perform complex reconciliations, including multi-entity, multi-currency, and intercompany accounts.
• Oversee reconciliation of all bank accounts, payment gateways, custodial accounts, and settlement accounts related to trading operations.
• Support internal control improvements and ensure financial accuracy across all systems.

Budgeting & Forecasting Support

• Assist in developing annual budgets and rolling forecasts.
• Conduct scenario modeling, revenue analysis, and expenditure tracking.
• Highlight material deviations and propose corrective measures.

Tax, Regulatory & CMA Compliance

• Prepare documentation for tax filings, Zakat, VAT (if applicable), and CMA-required reports.
• Ensure all financial activities comply with Kuwait tax regulations, CMA requirements, and internal compliance policies.
• Maintain audit-ready files for internal and external audits.

Cash Flow & Treasury Activities

• Monitor daily liquidity positions and support treasury operations.
• Prepare weekly and monthly cash flow projections.
• Assist with FX revaluations, settlement processes, and treasury optimization.

Systems & ERP Management

• Manage financial data and workflows in Microsoft Dynamics 365 Business Central (or similar ERP).
• Lead automation initiatives to improve financial reporting accuracy and efficiency.
• Collaborate with IT for system enhancements and data consistency.

Cross-Department Collaboration

• Work closely with Operations, Compliance, HR, and Product teams on financial impact areas (fees, user transactions, settlements, reconciliations).
• Support financial modeling for new products, pricing changes, or investment offerings.