Head of AR & Credit Management

Client of Michael Page

Job Description

· Lead the full accounts receivable lifecycle including invoicing, collections, cash application, and dispute resolution

· Design, implement, and continuously enhance AR and credit management policies, procedures, and internal controls

· Ensure timely and accurate invoicing in line with contractual terms and commercial agreements

· Monitor receivables ageing and develop targeted collection strategies to reduce DSO and improve working capital

· Assess customer creditworthiness using financial analysis, credit reports, and market intelligence

· Set, review, and approve credit limits and payment terms in line with risk appetite and delegated authority

· Proactively monitor customer risk profiles and implement mitigation strategies to minimise bad debt exposure

· Drive cash flow optimisation through disciplined collections and prioritisation of overdue balances

· Develop, track, and report on key AR and credit KPIs, providing clear insights to senior management

· Partner closely with Sales, Finance, Legal, and Treasury teams to resolve billing issues and support commercial outcomes

· Build strong working relationships with key customers to support professional and effective collections

· Lead, mentor, and develop the AR and Credit Control team, setting clear objectives and performance standards

· Foster a culture of accountability, continuous improvement, and customer focus within the team

· Identify opportunities for process improvement, automation, and digital transformation across AR and credit processes

· Ensure effective use of ERP and receivables management systems

· Maintain compliance with internal policies, financial regulations, and audit requirements

· Support internal and external audits relating to receivables and credit activities

The Successful Applicant

· Bachelor's degree in Finance, Accounting, Commerce, or a related field

· 8+ years of experience

· Professional certification such as CPA or CMA is an advantage

· Extensive experience in accounts receivable, credit management, or finance operations within the UAE

· Proven people management experience leading and developing teams

· Strong understanding of credit risk assessment, collections strategies, and financial analysis

· Solid knowledge of GL and sub ledger reconciliations

· Strong stakeholder management and communication skills

· Fluent in English, written and spoken

· Must be currently based in the UAE with strong local market experience

· The role may require commuting to Abu Dhabi once a week

What's on Offer

· Senior leadership role with high visibility and impact on business performance

· Opportunity to shape and enhance credit and receivables strategy across the organisation

· Collaborative and commercially driven environment

· Strong focus on process improvement and digital transformation

· Long term career growth within a stable and reputable business

ContactCheyenne Coutinho

Quote job refJN-042026-7005464