Head of Credit Intelligence
Client of Ethics HR
Posted on 20 May
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Nationality
Any Nationality
Gender
Not Mentioned
Vacancy
1 Vacancy
Job Description
Roles & Responsibilities
- Design and maintain the company's end-to-end AI underwriting architecture.
- Build and deploy borrower risk scoring and Probability of Default (PD) models.
- Lead feature engineering across traditional, behavioral, and alternative data sources.
- Develop risk-based pricing models tied to borrower risk tiers.
- Monitor model performance, detect drift, and drive continuous improvement.
- Partner with Credit Strategy to translate model outputs into lending policies.
- Collaborate with Data Infrastructure to ensure accurate, production-grade model deployment.
- Build underwriting capability across car financing, student loans, and personal loans - with SME lending to follow.
- 8-12+ years in credit risk modeling, with proven production deployments.
- Strong ML background - gradient boosting, neural networks, logistic regression.
- Experience with alternative and behavioral data sources for credit decisions.
- Python proficiency and familiarity with ML frameworks (scikit-learn, XGBoost, TensorFlow or similar).
- Track record building models for at least one of: personal loans, auto loans, student loans, BNPL, or SME lending.
- Understanding of model explainability requirements in a regulated environment.
Desired Candidate Profile
- 8-12+ years in credit risk modeling, with proven production deployments.
- Strong ML background - gradient boosting, neural networks, logistic regression.
- Experience with alternative and behavioral data sources for credit decisions.
- Python proficiency and familiarity with ML frameworks (scikit-learn, XGBoost, TensorFlow or similar).
- Track record building models for at least one of: personal loans, auto loans, student loans, BNPL, or SME lending.
- Understanding of model explainability requirements in a regulated environment.
Company Industry
- Banking
- Financial Services
- Broking
Department / Functional Area
- Finance
- Treasury
Keywords
- Head Of Credit Intelligence
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Client of Ethics HR
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