Portfolio Management & Special Assets Senior Officer / SMEs

Arab Bank

Key Responsibilities:

• Perform periodic review and validation of the risky clients lists provided by Credit Administration Function.
• Assist in the analysis of Early Warning Indicators (EWI) to detect potential deterioration in client creditworthiness.
• Collect and compile updated financials, management accounts, and operational information from the Business Function or directly from clients.
• Participate in client assessments, and site visits as required to validate financial and operational conditions.
• Support in the preparation and tracking of Action Plans for identified risky clients, ensuring adherence to timelines and formats.
• Maintain proper documentation and update portfolio monitoring tools and dashboards.
• Follow up with the Business Function on the implementation progress of validated Action Plans and escalate delays.
• Maintain direct follow-up on the client s file during the exit phase, ensuring all actions and communications are properly recorded.
• Prepare credit proposals requiring changes to approved terms or condition.
• Coordinate with Credit Review Function to ensure proper evaluation of presented proposals.
• Prepare draft reports and summaries for the Manager and Head of Unit regarding portfolio status, exposures, and follow-up actions.
• Coordinate with Credit Administration Functions for data validation, EWI updates, and classification inputs.
• Prepare cases proposed for reclassification to Remedial and support handover documentation.
• Contribute to portfolio trend analysis and MIS reports on key performance and risk metrics.

Qualifications:

• Bachelor s degree in finance, Business, or Accounting.
• Minimum 4-5 years of banking experience, preferably in recovery, credit, risk, or portfolio analysis.
• Knowledge of credit processes, EWI tools, and data validation standards.
• Proficiency in MS Excel and analytical reporting.
• Strong attention to detail, time management, and communication skills.