Private Bank - Lending Officer, VP

Deutsche Bank AG

1. To act as lead Lending Officer for PB ME [and APAC] with transactions booked in DB Switzerland or any other EMEA booking centers and DB Singapore. Assisting and driving the PB Client Advisors (CAs) in all their credit-related needs, i.e.:

• To determine client needs and the feasibility of a credit transaction
• To structure the transaction to make it acceptable from both commercial and risk standpoints
• To draft a Credit Report to be reviewed and submitted by the respective Lending department in the different booking centers
• To get deals approved by Risk Management, through discussions / conference calls
• To coordinate approval implementation with Risk Management
• To follow up on approval credit approval conditions
• Negotiation/advisory part including term sheet creation and negotiations, collateral valuation process coordination, etc. with clients, relationship managers, collateral experts and technical advisers, etc
• Participating in clients/prospects meetings and traveling to the GCC to identify new business opportunities to grow the lending as well as the Gulf asset book in close collaboration with the CAs
• To have all the relevant documentation finalized and signed (tendering process to appoint law firms, negotiation, review of documents and invoice management), in liaison with legal
• To ensure timely closing of Annual Reviews
• Assist the booking center in Loan work outs
• Maintain close control over the Lending book under the LO responsibility (maturities like Insurances on RRE, Covenants delivery etc)

2. To provide mutual back-up to other team member(s) while travelling or on leave,

3. To promote credit as a business (client acquisition/retention, cross-sell AuM growth and revenue generation) within the context of a broad IPB relationship through training, product presentation and platform improvement projects

4. To identify and improve processes (locally or within EMEA) for the Lending product that require enhancement / adjustment in order to create an efficient and effective risk-averse environment

5. To foster knowledge sharing, development, personal development and behavior in line with DB values & beliefs as a member of the Lending EMEA team

6. To participate to key projects of Lending function (technical projects like GlobeR or regulatory projects)

Coverage

• CAs in charge of ME [and APAC] IPB business and transactions booked in EMEA booking centers and DB Singapore