Product Owner - Lending & Mortgage
Codeninja
Employer Active
Posted 38 min ago
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Nationality
Any Nationality
Gender
Not Mentioned
Vacancy
1 Vacancy
Job Description
Roles & Responsibilities
Key Responsibilities
Product Strategy & Backlog Management
- Own and manage the product backlog for lending and mortgage solutions, ensuring alignment with business objectives and regulatory requirements.
- Define, refine, and prioritize user stories, epics, and acceptance criteria in close collaboration with business stakeholders and SMEs.
- Translate complex banking workflows (loan origination, underwriting, disbursement, servicing) into clear, actionable product requirements.
- Maintain a clear product roadmap and communicate progress and trade-offs to senior stakeholders.
Agile Delivery
- Lead Agile ceremonies (sprint planning, backlog grooming, retrospectives, demos) as the primary Product Owner.
- Work closely with Scrum Masters and development teams to remove impediments and ensure iterative, on-time delivery.
- Apply SAFe, Scrum, or Kanban frameworks as appropriate to program and team-level delivery contexts.
- Track velocity, burn-down, and sprint metrics to maintain delivery transparency with leadership.
Integrations & Implementations
- Define integration requirements between core banking systems, CRM platforms, third-party APIs, and digital channels.
- Partner with technical architects and integration teams to validate data flows, API contracts, and middleware configurations.
- Drive UAT planning and execution for new system implementations, ensuring sign-off criteria are met before go-live.
- Oversee and coordinate end-to-end implementation of lending and mortgage modules within core banking platforms.
Migration Projects
- Lead product workstreams for data and system migration projects, including legacy-to-modern platform transitions.
- Collaborate with data architects and QA teams to define migration rules, data mapping specifications, and reconciliation processes.
- Ensure business continuity and minimal customer impact during cutover and post-migration stabilization phases.
Stakeholder Management & Governance
- Act as the primary liaison between business units (retail banking, risk, compliance, operations) and technology delivery teams.
- Facilitate workshops, requirement-gathering sessions, and sign-off meetings with senior stakeholders and C-level sponsors.
- Ensure product decisions comply with local banking regulations (SAMA guidelines and KSA financial services standards).
- Produce and maintain product documentation including BRDs, functional specs, and release notes.
Desired Candidate Profile
Essential
- 8 10 years of experience in product ownership, business analysis, or product management within the banking or financial services sector.
- Demonstrable, hands-on experience in Lending and/or Mortgage products including loan origination, credit assessment, mortgage servicing, and collections workflows.
- Proven track record delivering Agile projects (Scrum/SAFe) as a certified or practising Product Owner.
- Strong experience in systems integration projects defining requirements for API-based integrations with core banking, LOS, or CRM platforms.
- End-to-end experience in platform implementation projects, including requirements definition, UAT coordination, and go-live support.
- Hands-on involvement in at least one large-scale data or system migration project in a banking context.
- Excellent stakeholder management, facilitation, and communication skills with the ability to influence at senior levels.
Desirable
- Prior experience working in or delivering projects for banks or financial institutions in Saudi Arabia or the GCC region.
- Familiarity with SAMA regulations, Basel frameworks, or KSA-specific mortgage/lending compliance requirements.
- Knowledge of core banking platforms such as Temenos T24, Oracle FLEXCUBE, Finastra, or Mambu.
- CSPO, SAFe PO/PM, or equivalent Agile certification.
- Experience with digital mortgage or open banking initiatives.
Company Industry
- IT - Software Services
Department / Functional Area
- Product Development
- Product Management
Keywords
- Product Owner - Lending & Mortgage
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Codeninja
CodeNinja is a full-stack AI delivery firm headquartered at Al Faisaliah Center, Riyadh, Kingdom of Saudi Arabia. Founded in 2014 as a bootstrapped software and solutions company, CodeNinja has grown into a trusted technology partner for enterprises, governments, and software acquirers across the GCC and beyond helping organizations modernize legacy systems and operationalize intelligence across mission-critical workflows. Through its AI Pods, AI Labs, and Global Capability Centers spanning Riyadh, San Francisco, Santiago, and Lahore, CodeNinja co-engineers autonomous workflows, AI-native infrastructure, and bespoke models that embed intelligence at the core of enterprise operations. The company's forward-deployed engineering model places specialist teams directly alongside client teams to co-design, deploy, and optimize production-ready solutions at pace. Trusted by 240+ organizations and recognized as a category leader on Clutch and G2, CodeNinja is driven by a philosophy of 'Impact Engineering' the belief that solving the world's most critical business challenges and creating opportunity for underrepresented knowledge communities can converge into a single, holistic outcome. Core service lines include: