Relationship Manager Commercial Banking

Tawteen

Responsibilities:

• Manage and grow a portfolio of commercial clients by identifying business opportunities and providing appropriate banking solutions.
• Prepare and review credit proposals, financial analysis, and risk assessments in coordination with credit and risk teams.
• Monitor portfolio performance to ensure adherence to approved limits, covenants, and timely renewal of facilities.
• Ensure accuracy and timeliness of documentation, disbursement, and account maintenance.
• Coordinate with internal departments (credit, operations, trade finance, treasury, etc.) to ensure smooth delivery of services.
• Maintain regular contact with clients to understand their evolving business needs and provide proactive solutions.

Strategic:

• Contribute to the bank s growth strategy by identifying and pursuing new business opportunities within the commercial banking segment.
• Develop client-specific account plans aligned with the bank s revenue, asset quality, and cross-selling objectives.
• Support the implementation of digital and innovative banking solutions for commercial clients.
• Provide market intelligence and feedback on competition, customer trends, and product development needs.

Compliance:

• Ensure full compliance with internal policies, procedures, and regulatory requirements (CBO, AML, KYC, and credit standards).
• Monitor early warning indicators and take timely action to mitigate potential credit risks.
• Maintain confidentiality and uphold the bank s reputation and ethical standards.

Education & Experiences:

• Bachelor s degree in Finance, Business Administration, Economics, or related field.
• 5 8 years of experience in relationship management or corporate/commercial banking.

Additional Skills:

• Excellent written and oral communication skills; fluency in Arabic preferred.
• In-depth technical knowledge of products and services.
• Sound business acumen and judgement.
• Advanced knowledge of the banking industry best practices in Oman.
• Credit Policies & Client Focus.
• Quality Focus.
• Relationship Management.
• Product Knowledge.