RISK-Credit Risk Manager

Arab Bank

Key Roles:

• Perform credit stress tests as required by regulatory bodies in order to measure the impact of assumed credit loss on the bank performance and CAR.

• Analyze the local regulations and Basel guidelines related to Credit risks, and assist in the management of implementation as required by the local regulators.

• Assist in developing and implementation of Credit risk definitions and policies.

• Enhance awareness of credit risk management requirements across the Bank through training sessions and documented material.

• Monitor frequency and seriousness of breaches i.e. warning signals and significant increases in Credit Risk exposure & related parameters on a monthly basis.

• Perform regular review of the Bank s Credit risk (Corporate & Retail) exposure and recommend actions to mitigate risk.

• Prepare all Credit (Corporate & Retail) reports to be raised to Country Risk Manager and Senior Management.

• Assist in testing and implementing Credit Scoring / Credit Rating Models

• Assist in reviewing the Credit Granting Criteria and Processes for New and Existing Product s programs and Services i.e. retail products.

Job Requirements:

Education:

• Degree in Banking or any related field from a recognized University.

Experience:

• 7 years experience in credit consumer risk with a leading international Bank.

Competencies:

• Fluent in Arabic & English

• Solid understanding of the banking business

• Advanced mathematical, analytical, PC skills.

• Proven ability to interact effectively with senior management.

• Good communication, presentation and interpersonal skills

• Solid knowledge of lending practices, tools, & Basel II requirements & of Banking related regulations.