Senior Credit Specialist
Client of hirelebanese
Employer Active
Posted 14 hrs ago
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Nationality
Any Nationality
Gender
Not Mentioned
Vacancy
1 Vacancy
Job Description
Roles & Responsibilities
As our Retail Credit Specialist you will take full ownership of the client credit application lifecycle. You will analyze client financial profiles, independently grant preliminary dealership approvals, and manage relationships with banks to ensure fast, efficient loan processing.
Key Responsibilities:
- Credit Analysis: Thoroughly review and evaluate client financial files, documentation, and creditworthiness for car loan applications.
- Dealership Approvals: Apply credit risk assessment guidelines to grant internal financing approvals swiftly.
- Banking Relations & Follow-up: Act as the primary liaison with commercial banks. Proactively follow up on submitted retail car loan files to ensure quick turnarounds and high conversion rates.
- Client Advisory: Guide clients through the financing structure, explaining banking terms, interest rates, and required documentation clearly and professionally.
Desired Candidate Profile
7 to 10 years of experience in banking retail credit, consumer lending, or automotive finance.
Deep understanding of retail loan mechanics, credit risk evaluation, and banking compliance/documentation procedures.
An existing network or strong familiarity with local/regional retail banking credit departments is highly advantageous.
Exceptional analytical skills, strong attention to detail, and top-tier negotiation and communication skills.
Company Industry
- Banking
- Financial Services
- Broking
Department / Functional Area
- Finance
- Treasury
Keywords
- Senior Credit Specialist
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Client of hirelebanese
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