Senior Credit Underwriting Analyst

Al Raedah Finance

The Senior Credit Analyst will review creditworthiness of individuals or businesses, particularly for more complex and sophisticated transactions, to determine the risk involved in lending money or extending credit.

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Responsibilities:

• Double check documentation provided by client and business: validity and availability.
• Assess Customers with higher amounts.
• Support in Kafalah cases and work on all kind of products provided by AlRaedah.
• Conduct Risk call and provide Call Report.
• Write credit proposal and provide a final trusted recommendation with strong clear reasons for both approval and rejection.
• Improve quality of Credit Proposal.
• Attend committee on daily bases and discuss the studied cases.
• Train and supervise juniors, learn and improve abilities & skills from seniors in the team.
• Provide reports upon request.
• Additional tasks might be requested seasonally or based on policy updates and higher management requirements.

Nationality:

• Saudi

Minimum Qualifications:

• BS degree in Accounting, Business, Economics Finance or related field.

Minimum Experience:

• 3 5 years of related experience required.

Job-Specific Skills:

• Strong communication and presentation skills.
• Proficiency in statistical packages and financial software.
• Sound judgement.
• Strong analytical and problem-solving skills.
• Excellent organizational skills and attention to detail.

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