Senior Manager - Credit Risk
Tawteen
Employer Active
Posted 1 hrs ago
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Experience
8 - 12 Years
Education
Bachelor of Business Administration(Management)
Nationality
Any Nationality
Gender
Not Mentioned
Vacancy
1 Vacancy
Job Description
Roles & Responsibilities
Perform credit assessments, and provide credit approvals within the authority delegated to the incumbent.
Ensure compliance with established/ approved credit risk policies and procedures and ensure that a sound environment for identifying, measuring, monitoring and controlling credit risk is in place.
Check coordination with business unit Relationship Managers for the timely receipt of customer documents/ other information required to evaluate the credit worthiness of the proposed borrowers.
Supervise the assessment of the credit proposals is adequate and analyses the various credit risk facets to measure a final credit risk rating including (but not limited to) an assessment of the requested facility and guarantees provided, client management and background, industry analysis, country analysis, external agency credit rating (if applicable), financial and cash flow analysis and the risk rating from the credit risk rating tool in use.
Based on the assessment, recommend extending or declining the facility request or asking for additional security/ further structuring of the deal/ facility to safeguard the Group s interests.
Ensure that all credit approvals meet overall policy guidelines and QCB regulations and to stipulate terms and conditions to mitigate the credit risk borne/ faced by the Group.
Work towards improving overall Group credit portfolio by instilling credit risk best practices
Desired Candidate Profile
University graduate (Bachelor s degree) preferably with a Major in Finance, Banking, Economics, Mathematics, or Business Administration (related field of study), Masters preferred.
Professional certification such as PRM, CPA, CFA is preferred.
Sound typically a Minimum of 8 years experience in a major bank of which at least 2 years in bank in a supervisory capacity in risk function.
Excellent oral and numerical and written communication skills in English and Arabic (preferred).
Knowledge of Basel II Accord, with particular emphasis on credit-related issues and credit modelling methodologies.
Excellent quantitative modelling, analytical, and research skills.
Experience in working with large and complex data sets. Knowledge of financial markets and products.
Proficiency in risk concepts, banking products/ operations/ systems, pertinent regulatory requirements, International Accounting Standards and related pronouncements.
In-depth understanding of credit risk methodologies (KMV, Credit / Metrics, etc.), interest rate modelling [short rate models, HJM, BGM, etc.], VAR, and/or other complex financial risk modelling highly desirable.
Adequate knowledge of IT systems/ applications.
Self-motivated, eye for detail with ability to work with others and lead teams from diverse cultural backgrounds.
Company Industry
- Internet
- E-commerce
- Dotcom
Department / Functional Area
- Finance
- Treasury
Keywords
- Senior Manager - Credit Risk
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