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Experience
10 - 15 Years
Job Location
Education
Bachelor of Commerce(Commerce), Bachelor of Business Administration(Management), MBA/PG Diploma in Business Mgmt
Nationality
Any Nationality
Gender
Not Mentioned
Vacancy
1 Vacancy
Job Description
Roles & Responsibilities
What You ll Be Doing:
- Define and own the long-term strategy and roadmap for unsecured lending.
- Champion digital transformation through automation, analytics, and seamless loan journeys.
- Lead product innovation with fast, personalized, and commercially viable propositions.
- Own the P&L for unsecured lending, optimizing pricing, credit limits, and pre-approved offers.
- Monitor and improve funnel performance, approval rates, and conversion metrics.
- Drive portfolio optimization through data-driven testing and strategic partnerships.
- Deliver transparent and customer-friendly lending journeys across all channels.
- Enhance retention and cross-sell through segmentation and personalized campaigns.
- Embed NPS as a core measure and reduce complaints through rapid resolution.
- Build and lead a high-performing team with expertise in lending, analytics, and risk.
- Inspire innovation and commercial focus across cross-functional squads.
- Ensure compliance with UAE Central Bank regulations and internal policies.
- Lead governance frameworks (RCSA, audits) and mitigate emerging risk
Desired Candidate Profile
What we're looking for:
- Bachelor s degree in Business, Finance, or related field; MBA preferred.
- 10+ years in retail banking product management with direct P&L ownership.
- Proven success in digitizing loan journeys and embedding automation/analytics.
- Strong expertise in pricing, limits, pre-approvals, and fraud management.
- Knowledge of UAE lending regulations and experience with analytics teams.
- Fluency in English required; Arabic preferred
- Deep knowledge of unsecured lending and risk reward trade-offs.
- Expertise in funnel management, pricing, and digital ecosystems.
- Skilled in fraud prevention, credit policy, and data-driven decisioning.
- Strategic vision with strong commercial acumen.
- Leadership and mentoring capabilities.
- Agility, resilience, and a growth mindset.
- Strong cross-functional influence and stakeholder management.
Company Industry
- Banking
- Financial Services
- Broking
Department / Functional Area
- Product Development
- Product Management
Keywords
- Senior Vice President
- Head Of Product - Unsecured Lending
- Retail Banking
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