SMEs - Quality & Monitoring Officer

Arab Bank

Accountabilities & Key Roles:

• Conduct financial and credit analysis of SME clients to assess their creditworthiness.
• Prepare and write comprehensive Credit Reviews (CRs) and submit to Risk.
• Manage the individually assigned portfolio by performing the following tasks.
• Follow up on timely renewals of credit facilities granted and ensure all required documents are received.
• The validity of CGC and insurance policies ensuring timely renewal prior to expiration.
• Verify compliance with approved Terms & Conditions in each file.
• Manage files for proper execution of credit operations.
• Flag and follow up on Non-Performing Loans (NPLs) or accounts showing early warning signals in alignment with the special assets team.
• Ensure credit files comply with regulatory requirements and internal policies.
• Contact SME clients directly via phone or in person visits to:
• Clarify business operations and financials.
• Verify on ground business activity.
• Conduct site visits when necessary to assess declared operations, stock levels, or premises, in coordination with the RM.

Job Requirements:

• Education: University degree from a reputable university.
• Experience: Min 2 year's experience in banking in a related field in a leading financial institution.
• Solid communication and presentation skills
• Ability to deliver results against tight deadlines
• Proven analytical and modeling skills.
• Understanding of financial statements.
• Strong understanding of market requirements and cyclical industries.