About Takaful Emarat

Takaful Emarat Insurance PSC, established in 2008, is a leading Shariah-compliant Life and Health Takaful Provider in the UAE. Takaful Emarat markets a wide range of individual and corporate life and health Takaful products including protection, savings, and investment plans through a variety of distribution channels. It is based on the concept of shared contributions and cooperation. We do not charge interest! Instead, we provide regimented subscriptions and pooled compensation. Conventional Insurance involves making investments that can incur risk and generate profits, which are, in turn, retained by the company. Takaful however ensures that no one member can gain an advantage at the expense of another creating cooperation among policyholders for the common good of all members. Participants pay the contributions voluntarily as a donation to a shared Takaful fund, providing protection for each member against combined risks and sharing surplus equally.