Assistant Credit Manager, Contracting Commercial Bank of Dubai

Posted 30+ days ago

Experience

1 - 4 Years

Education

Bachelor of Business Administration(Management)

Nationality

Any Nationality

Gender

Not Mentioned

Vacancy

1 Vacancy

Job Description

Roles & Responsibilities


  • Receives credit proposals for corporate banking and examines them to ensure completeness of supporting information/ documents and compliance with Bank s requirements.
  • Undertakes detailed analysis of proposals by strictly adhering to:
  • Basic principles of lending
  • Bank s procedures & Policies
  • UAE Central Bank Rules
  • Regulations wherever applicable to assess quality and proper asset selection.
  • Conducts proper due diligence as to identification of gaps, if any in terms of disclosures/ information in proposals
  • Addresses and clarifies issues or points raised at the review stage prior to preparation of the SWOT Analysis
  • Prepares credit proposals with SWOT Analysis covering all significant factors (Strengths & Risks) for review and recommendation by Team Leaders, ensuring accuracy and completeness.
  • Addresses further queries/ requirements if any required by the Team Leaders / Unit Head for decision making or initiation of the decision process.
  • Communicates the Management decision on credit proposals to Business Analysts, RMs, Branch Managers, Segment Heads, Other Units & Unit Heads
  • Maintains proper records for receipt, processing & disposal of credit proposals/ JETS for monitoring reports, internal/ external requirements
  • Provides clarifications to Credit Control Unit for the preparation of post approval borrowing documentation.
  • Assists in Special Projects/ Assignments that are entrusted by the Team Leader/ Unit Head/ Management


Desired Candidate Profile


Qualifications:

  • Bachelors Degree any discipline
  • Masters of Business Administration

Experience:

  • 5 year s finance experience with 4 years in general banking and 1 years in the Credit function.

Skills:

  • Written and spoken English Arabic preferable.
  • Good Analytical/ Report writing skills
  • Computer literate with strong working knowledge of business software applications, particularly spreadsheets


Competencies:

  • Analytical Thinking & Problem Solving
  • Concern for order and attention to details
  • Concern for quality 90% Acceptance level of decisions
  • Well organised work Team Player
  • High Level of commitment in every aspect of work & CBD values


Department / Functional Area

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