Chief Technology Officer (CTO)

Client of PH Hospitality

Key Responsibilities

• Define and own the technology strategy, system architecture, and roadmap for BNPL and supporting platforms.
• Design systems to meet security, performance, scalability, availability, and cost efficiency targets.
• Lead engineering, data, and IT operations, establishing strong SDLC, release management, and incident response processes.
• Manage integrations with payment service providers (PSPs), e-KYC vendors, credit bureaus, and other third-party systems.
• Implement technology controls aligned with information security, data protection, vendor governance, and change management policies.
• Ensure full compliance with applicable regulatory and industry standards, including QCB technology and cyber risk requirements.
• Lead technology risk governance, including architecture reviews, risk registers, audit remediation, and vendor due diligence.
• Establish secure data platforms with proper access controls for reporting, credit decisioning, and regulatory evidence.
• Define, test, and maintain business continuity and disaster recovery plans (RTO/RPO).
• Manage technology budgets, vendor contracts, capacity planning, and unit economics.
• Hire, coach, and retain high-performing technology teams, setting performance goals and development paths.
• Partner with Product, Compliance, Operations, and Finance teams to support business objectives and audit readiness.

Requirements

• Bachelor s degree in Computer Science, Engineering, IT, or a related technical field (advanced degree is an advantage).
• Minimum 10+ years of experience in software engineering, with 5+ years in senior technology leadership roles.
• Proven experience in fintech, payments, BNPL, or other regulated financial services environments.
• Strong background in integrating PSPs, KYC/e-KYC solutions, and credit bureaus.
• Solid knowledge of secure SDLC, cloud architecture, data protection, and incident management.
• Experience working with auditors, regulators, and compliance teams.
• Familiarity with PCI-DSS, 3-D Secure, and Qatar regulatory frameworks is highly preferred.
• Strong leadership and people-management skills with experience mentoring senior engineers.
• Experience with modern data platforms and system observability is an advantage.