Regulatory Analytics Manager Commercial Bank of Dubai

Job Purpose:

Responsible for providing data analytics support pertaining to regulatory requirements and business risk management purposes for PBG including:

Regular data quality and data availability analysis and publishing the dashboard with identified Gaps

Manage the business rules for data quality and data gap logic.

Planning for ongoing due diligence for PBG customers and managing the monthly cohorts.

Identification of customer base for periodic ongoing due diligence (ODD) on a monthly basis.

Identification of portfolio clean up opportunities based on various business rules.

Provide regular portfolio insights to Business Risk Team and Product teams to mitigate any regulatory risk in the business.

Other risk reporting on ad hoc basis

Developing and implementing appropriate business processes, dashboards, reports, disciplines and schedules that deliver a holistic review of results, trends.

Principal Accountabilities:

Perform regular data quality and availability assessment and data gap analysis for all PBG Customers to identify any gaps from regulatory perspective that require remediation. Publish data quality dashboard for critical data elements (CDEs) to support the Bank s initiative to attain a gold standard.

Analyse the availability of all critical data elements for PBG in EDW as a single source of information and coordinate with EDW teams to incorporate any missing fields in EDW.

Manage the business definition and logic for all CDEs and key KPIs for PBG so that a consistent logic and definition is used across all reports and analysis.

Analyse PBG customer base and prepare a plan for ongoing due diligence on annual basis to forecast the volume of ODD by risk rating of customers. Refresh the planning on a quarterly basis.

Identify customers due for ODD on a monthly basis to initiate the required ODD process for such customers.

Coordinate with IT team to ensure that the Customers due for Outreach are uploaded to Customer Portal.

Publish regular tracking reports and dashboard on the progress of ODD for PBG Customers and share that with key stakeholders and PBG Management.

Perform semi-annual validation of the Customer Risk Rating model to ensure that the Risk Rating for PBG customers are accurate, Highlight any discrepancies for further analysis by Compliance team.

Identification of portfolio clean up opportunities on a monthly basis based on various business and regulatory rules/ policies and share the bases with respective business units for appropriate actions.

Support PBG business units on any CB UAE related reporting or RFIs to ensure accurate information is shared as a response to such RFIs.

Coordinate with internal and external parties to obtain updated Customer ID details where institutional data can be leveraged to update customer s ID details and expiry date such as Emirates ID, Trade License etc. Take ownership of managing such processes end to end.

Prepare and publish a monthly dashboard for PBG Customers in terms of all regulatory aspects including ODD due, ODD progress, consequence management, expiring IDs, collected IDs, pending AML alerts etc. so that PBG Management can get a detailed view of all regulatory aspects pertaining to PBG