T24 Core Banking Implementation Expert (with Architecture Expertise)

Stellar Technologies

Define and design scalable, secure, and high-performing architectures for T24 Core Banking implementations.

Align T24 system architecture with enterprise systems, integration layers, and digital banking platforms.

Prepare HLD (High-Level Design) and LLD (Low-Level Design) documentation.

Implement and maintain T24 application frameworks (TAFJ/TAF/Transact) with performance optimization.

Lead end-to-end implementation and customization of T24 modules, including AA, Core, Funds Transfer, Payments, Islamic Banking, and Treasury.

Design and deploy integration solutions using T24 APIs, IRIS, OFS, REST/SOAP, and message queues (Kafka/MQ).

Work with cross-functional teams to ensure smooth integration with Fusion, CRM, Digital Channels, and Payment Gateways.

Support data migration, testing, and deployment of T24 on cloud (Azure/AWS) or on-prem environments.

Implement and configure Islamic Banking modules within T24 (Murabaha, Ijarah, Mudarabah, Wakala, Tawarruq, etc.).

Collaborate with Sharia compliance officers to ensure system behavior aligns with Islamic finance principles.

Design and validate product configurations, accounting treatment, and profit distribution in accordance with AAOIFI standards.

Support Sharia audits, testing, and compliance documentation.

Mentor and lead development teams on T24 customization and deployment.

Conduct code reviews, enforce best practices, and guide troubleshooting efforts.

Define and monitor DevOps pipelines for automated builds, deployments, and upgrades.

Lead migration from legacy systems to T24, ensuring data integrity and minimal downtime.

Manage T24 upgrade projects (e.g., R17 R22), ensuring system stability and backward compatibility.

Required Skills & Qualifications:

10+ years of experience in T24 Core Banking implementation, including 3+ years in solution architecture.

Proven expertise in T24 Transact, TAFJ/TAF, AA, and Islamic Banking modules.

Strong experience with integration frameworks (IRIS, OFS, REST APIs, MQ, Kafka).

Proficiency in JBASE, Java, Oracle, and SQL databases.

Experience in DevOps/CI-CD, microservices, and API-led architecture.

Familiarity with Azure or AWS infrastructure for banking workloads.

Solid understanding of retail, corporate, and Islamic banking operations.

Preferred Skills:

Knowledge of Temenos Infinity or digital channel integrations.

Experience with ISO 20022, SWIFT, and cross-border payment systems.

Exposure to microservices, containerization, and API management platforms.

Temenos Certified Consultant / Architect preferred.