Underwriter

Confidential Company

The technical underwriter should be responsible for entire medical underwriting process and reporting to the line manager or the department head.

• Accurately and effectively assess risk assessments to determine the risk associated with an application.

• Ability to explain the identified complex risks with the available solutions in the market (Abu Dhabi/Dubai/Norther Emirates).

• Accurately select the coverage, products, and price in line with client’s requirements.

• Meeting with potential brokers or insurers to gather information and negotiate best terms.

• Responsible for underwriting both new business and renewals. Building good working relationships with brokers and the insurers.

• Review the coverage, policy wordings, restrictions, exclusions, and the premiums.

• Address and resolve underwriting queries within delegated authority and decide whether to escalate or discuss the complicated risks with department head.

• Maintaining detailed and accurate records of underwritten policies.

• Adhering to compliance and regulatory procedures / governance framework across UAE (Abu Dhabi/ Dubai / Norther Emirates).

• Continuously develop knowledge in product lines available in the industry to stay abreast of market trends / insights.

• Work closely with the BD team to provide relevant training in these areas.

• Monitor underwriting strategy performance through reports, data analysis, and insights to ensure alignment with organizational goals.

• Contribute to the Technical Underwriting Review Process to ensure consistency and accuracy.

• Anticipate, recognize, and respond to the needs of customers, supporting the implementation of customer initiatives. Resolve technical problems by referring to policies, procedures, and specifications.

• Compare alternatives for solving problems or improving procedures or products and provide recommendations.

• At least 3 years of core insurance experience in Technical Underwriting Insurance related certifications Insurance Broker, TPA or Insurance company experience preferred