Assistant Relationship Manager - Wholesale Banking

Arab Banking Corporation

Assist in portfolio management and creation of credit packages - comprehensive analysis of new credit requests, credit change requests, renewals and annual reviews.

Monitor and manage allotted account portfolios and assist in minimizing financial risk.

Assist in developing, converting new relationships and manage existing relationships with the RM / SRM.

Analyze business objectives and ensure achievement of all product mix for all relationships.

Prepare briefing memos/reports for senior management meetings in addition to various industry/ad hoc reports.

Manage client communication and counseling for customers and prepare required documentation.

Identifying potential business opportunities which fit ABC s credit & risk appetite.

Actively seeking referrals from existing customers for other Business Units within ABC Network.

Planning account relationship plans to generate new business along with the RM / SRM.

Update oneself on the bank s products, credit standards and trends and provide efficient customer services.

Coordinate with the banks other departments (Operations, Treasury, Credit etc.) to ensure that the most effective performance/experience is delivered to the client.

Responsibilities of the role:

Reporting to the Unit Head, Local Corporates, the job holder will:

Support the RM s / SRM s in covering the assigned sector;

Partner with both WB Client Coverage and Products areas

Interact/correspond with clients and various internal departments

Support WB coverage in all Credit related client tasks including portfolio management, budget monitoring & management, portfolio monitoring, risk assessment and management, Credit & risk reporting etc.

Areas of Knowledge, Qualification and Experience

Minimum of (3-5) years experience in a similar function, credit or audit with large regional or global financial institutions

Suitably educated, preferably with a bachelor s degree in commerce/finance.

Good understanding of Wholesale banking products.

Good knowledge and understanding of Credit, AML and Operations management.

Fair working knowledge of Loan Documentation, Syndication Loan Structures, Commercial Contracts, Trade Finance, Credit Risk, KYC and Banking terminology including standard loan covenants.

Good background in performing credit analysis of FIs and Non-FIs

Solid computer skills with capability to use spreadsheets, graphic and presentation packages to review and create professional materials