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Experience
5 - 9 Years
Job Location
Education
Bachelor of Business Administration(Management)
Nationality
Any Nationality
Gender
Not Mentioned
Vacancy
1 Vacancy
Job Description
Roles & Responsibilities
What You'll Be Doing:
- Support the Head of Unsecured Assets in shaping and executing the unsecured lending strategy.
- Develop a forward-looking roadmap aligned with customer needs, market trends, and regulatory requirements.
- Execute initiatives that drive digital adoption, growth, and profitability.
- Set and manage pricing strategies, credit limits, and pre-approved offers.
- Collaborate with Risk and Credit teams to balance competitiveness with risk appetite.
- Monitor and optimize funnel performance across acquisition, drop-off, and conversion.
- Lead design and rollout of end-to-end digital lending journeys (e.g., STP, automation).
- Partner with analytics teams to implement data-driven improvements.
- Drive commercialization through digital marketing and personalized offers.
- Work with sales and distribution teams to boost product adoption.
- Provide training and insights to enhance sales effectiveness and digital conversion.
- Collaborate with Marketing on integrated campaigns to maximize acquisition and ROI.
- Monitor portfolio performance for growth, yield, and risk-adjusted returns.
- Drive retention, cross-sell, and lifecycle initiatives.
- Enhance digital customer experience, measured by NPS and complaint reduction.
- Ensure compliance with UAE Central Bank regulations and internal policies.
- Own the RCSA for unsecured products.
- Proactively manage product, operational, and fraud risks, internal policies.
- Proactively manage product, operational, and fraud risks.
Desired Candidate Profile
What we're looking for:
- Bachelor s degree in Business Administration, Finance, Marketing, or related field. MBA preferred.
- 5 7 years in retail banking, ideally with UAE personal loan exposure.
- Proven success in product management, pricing, risk, or digital lending.
- Strong digital orientation and data/analytics capabilities.
- Experience with regulated products and credit frameworks.
- Customer-Centric Mindset: Passion for digital-first customer journeys.
- Commercial Acumen: Understanding of unsecured lending profitability drivers.
- Digital & Data: Skilled in funnel analytics, A/B testing, and transformation.
- Risk Awareness: Knowledge of credit policy and fraud management.
- Collaboration: Ability to influence across functions.
- Communication: Strong stakeholder engagement.
- Initiative: Proactive and innovation-driven.
Company Industry
Department / Functional Area
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