Credit Manager (Fintech) Client of Aventus Global Talent

Key Responsibilities

• Assess credit applications from mid-sized and large corporate clients with detailed financial analysis to determine creditworthiness.
• Oversee credit products including working capital finance, supply chain finance, and term loans through financial underwriting approaches.
• Support the integration of digital lending tools and contribute to the automation of credit decision-making.
• Conduct ratio and financial statement analysis to evaluate the financial health of borrowers.
• Assist in developing and updating credit policies, ensuring compliance with regulatory standards and internal controls.
• Produce regular reports covering credit portfolio performance, risk exposures, and compliance matters.
• Collaborate closely with sales and client relationship teams to tailor credit offerings that align with customer needs.
• Provide coaching and guidance to junior credit staff to strengthen credit evaluation skills.

Key Requirements

• Minimum 10 years experience in SME or corporate lending, with strong credit risk management expertise.
• Proven ability to evaluate credit risk and manage lending portfolios in line with regulatory frameworks.
• Strong knowledge of financial analysis and credit underwriting principles.
• Bachelor s degree in Finance, Accounting, Business, or a related field; advanced qualifications preferred.