Private Bank - Lending Officer, VP

Deutsche Bank

1. To act as lead Lending Officer for PB ME [and APAC] with transactions booked in DB Switzerland or any other EMEA booking centers and DB Singapore. Assisting and driving the PB Client Advisors (CAs) in all their credit-related needs, i.e.:

• To determine client needs and the feasibility of a credit transaction
• To structure the transaction to make it acceptable from both commercial and risk standpoints
• To draft a Credit Report to be reviewed and submitted by the respective Lending department in the different booking centers
• To get deals approved by Risk Management, through discussions / conference calls
• To coordinate approval implementation with Risk Management
• To follow up on approval credit approval conditions
• Negotiation/advisory part including term sheet creation and negotiations, collateral valuation process coordination, etc. with clients, relationship managers, collateral experts and technical advisers, etc
• Participating in clients/prospects meetings and traveling to the GCC to identify new business opportunities to grow the lending as well as the Gulf asset book in close collaboration with the CAs
• To have all the relevant documentation finalized and signed (tendering process to appoint law firms, negotiation, review of documents and invoice management), in liaison with legal
• To ensure timely closing of Annual Reviews
• Assist the booking center in Loan work outs
• Maintain close control over the Lending book under the LO responsibility (maturities like Insurances on RRE, Covenants delivery etc)

2. To provide mutual back-up to other team member(s) while travelling or on leave,

3. To promote credit as a business (client acquisition/retention, cross-sell AuM growth and revenue generation) within the context of a broad IPB relationship through training, product presentation and platform improvement projects

4. To identify and improve processes (locally or within EMEA) for the Lending product that require enhancement / adjustment in order to create an efficient and effective 'risk-averse' environment

5. To foster knowledge sharing, development, personal development and behavior in line with DB values & beliefs as a member of the Lending EMEA team

6. To participate to key projects of Lending function (technical projects like GlobeR or regulatory projects)

Coverage CAs in charge of ME [and APAC] IPB business and transactions booked in EMEA booking centers and DB Singapore

Your skills and experience:

At least 6 years+ of relevant experience gained in private banking or international financial institutions

Knowledge in fundamental financial analysis for corporates, dealing with corporate finance transactions and structured credit transactions

Knowledge of the full scope of the DB WM credit products such as Lombard, Real Estate financing in multiple jurisdictions, hedge funds and PE financing etc.

Possesses good understanding of the DB credit process, policies, and related legal/ regulatory requirements.

Thorough knowledge of capital markets and derivatives products.

Strong communicator (both written and verbal skills) with an ability to write concise reports

Have an open mindset and respects challenging views from different stakeholders

Strong analytical skills and an independent decision-maker with ability to support or defend positions.

Team oriented, flexible, diligent, self-motivated and being an example to junior teammates

Ability to collaborate effectively with wide range of cultures / personal styles and to establish strong partnership with DB stakeholders

Ability to work under pressure and deadlines in an amicable manner