Collections Support Agent Commercial Bank of Dubai

Documentation & Control Management

• Process and Issue Critical Documents:
• Verify and issue settlement letters with accurate payment terms and conditions.
• Generate liability/no liability letters after thorough account verification.
• Maintain settlement proposal register with complete approval hierarchy details.
• Create and monitor payment schedules with specific milestone tracking.
• Issue settlement reference numbers following delegation matrix verification.
• Settlement Monitoring:
• Track settlement payments against approved terms.
• Monitor post-dated cheque inventory with detailed logging.
• Verify settlement calculations including principal, interest, and charges.
• Document delegation matrix compliance for each settlement case.
• Maintain comprehensive settlement status tracking system.
• Flag and escalate settlement breaches promptly.
• Document Control:
• Implement strict document filing and retrieval protocols.
• Maintain secure storage of legal documents.
• Track document turnaround times against SLAs.
• Ensure proper verification of all customer information.
• Maintain audit trails of all document handling.

Regulatory Compliance & Quality:

• Consumer Protection Regulation Compliance:
• Monitor adherence to prescribed calling hours.
• Track fair collection practice implementation.
• Verify customer communication standards.
• Maintain regulatory reporting documentation.
• Monitor compliance training completion records.
• Quality Assurance:
• Conduct systematic call quality assessments.
• Document compliance breaches with supporting evidence.
• Generate detailed quality monitoring reports.
• Track quality improvement metrics.
• Provide constructive feedback on quality issues.
• Complaint Management:
• Process complaints within regulatory timeframes.
• Maintain detailed complaint resolution records.
• Track complaint patterns and root causes.
• Generate comprehensive complaint analytics.
• Ensure proper escalation of critical cases.

Operational Support:

• Collection Support Activities:
• Execute targeted SMS & Email dunning campaigns.
• Monitor campaign effectiveness metrics.
• Conduct pre-delinquency calling programs.
• Perform detailed credit card reconciliation.
• Track early warning indicators.
• System Management:
• Maintain accuracy of core banking system data.
• Monitor user access rights and privileges.
• Generate periodic system reports.
• Ensure data integrity and security.
• Track system performance metrics.