Sales Executive – Credit Card and Personal Loan Finmart Financial Services LLC

Multiple Vacancies

Posted on 4 Sep

Experience

1 - 6 Years

Monthly Salary

AED 3,000 - 5,000 ($811 - $1,351)

Job Location

Dubai - United Arab Emirates (UAE)

Education

Diploma, Bachelor of Commerce, Bachelor of Business Administration, Bachelor of Arts

Nationality

Any Nationality

Gender

Any

Vacancy

15 Vacancies

Job Description

Roles & Responsibilities

  • Identify and pursue potential customers or clients through various sales channels, such as cold calling, networking, and referrals.
  • Proactively identify and pursue new sales opportunities within the credit card and personal loan sectors, focusing on lead generation and conversion.
  • Manage the entire sales cycle, from initial contact to closing deals, ensuring a smooth and positive customer experience.
  • Meet and exceed monthly sales targets by effectively promoting credit card and personal loan products.
  • Collaborate with internal departments, such as underwriting and customer service, to ensure efficient and effective service delivery.
  • Proactively identify and pursue new credit card and personal loan sales opportunities through direct outreach, networking, and lead generation activities.
  • Conduct thorough needs assessments with potential customers to understand their financial goals and recommend suitable credit card and loan products.
  • Effectively communicate the features, benefits, and terms of credit card and personal loan products, ensuring clarity and transparency.
  • Manage the entire sales cycle, from initial contact to application submission, approval follow-up, and account activation.
  • Collaborate with internal teams, such as underwriting and customer service, to ensure a seamless customer experience.
  • Ensure compliance with all relevant banking regulations and internal policies throughout the sales process.
  • Prepare and deliver compelling sales presentations and proposals to prospective clients, highlighting the value proposition.
  • Stay informed about market trends, competitor offerings, and regulatory changes within the credit and lending industry.
  • Meet or exceed monthly sales targets and key performance indicators (KPIs) related to credit card and personal loan applications and approvals.
  • Build and maintain strong relationships with customers to foster loyalty and generate referrals for future business.
  • Meet or exceed monthly, quarterly and annual sales targets.
  • Ensure complete awareness of bank’s product features, policies and processes always.
  • Develop and nurture strong relationships with existing and prospective clients to understand their needs and preferences.
  • Convert leads into sales by resolving client concerns and guiding them through the sales process.
  • Follow up with the customer on physical card receipt and activation
  • Provide ongoing support to existing clients while ensuring their satisfaction and fostering long-term relationships.
  • Set and track sales goals and implement strategies for driving growth.
  • Conduct market research to identify selling possibilities and evaluate customer needs.
  • Negotiate/close deals and handle complaints or objections.
  • Collaborate within teams to achieve better results.
  • Participate in promotional activities and events to increase awareness about the products.
  • Ensure compliance with company’s policies and procedures.
  • Collaborate within teams to achieve better results
  • Maintaining long-term, meaningful relationships with existing clients to retain business from them.
  • Indulge in various networking activities to connect with professionals that might end up being prospective clients.
  • Ensure compliance with banking regulations and procedures.
  • To adhere to code of conduct & ethics while performing required duties especially while doing the Authentications of KYC documents.
  • To ensure that the product information shared with the customer is accurate.
  • To adhere to the Standard Operating Procedures, Policies and Service Standards of the bank.

Desired Candidate Profile

  • Bachelor’s Degree – Preferably in Finance and Marketing.
  • Minimum Bachelor's degree in Business Administration, Finance, or a related field.
  • Possesses relevant certifications in banking or financial services, such as a Certified Credit Professional (CCP).
  • Has 2-3 years of proven experience in sales, specifically within the credit card or personal loan industry.
  • Fluent in English and [Specify other language if required], both written and spoken.
  • Should be a citizen of [Specify nationality if required].
  • Demonstrates a strong understanding of credit card and personal loan products, features, and eligibility criteria.
  • Exhibits excellent communication, interpersonal, and negotiation skills, with the ability to build rapport quickly.
  • Must be fluent in English and any other regional language, with excellent written and verbal communication skills.
  • At least 1-5 years of banking industry sales experience.
  • Builds and maintains relationships with clients, understands their needs, and addresses concerns effectively.
  • Strong sales and communication skills.
  • Strategic leadership ability
  • Proven track record of meeting or exceeding sales target.
  • Ensure compliance with banking regulations and procedures.
  • Ability and desire to sell the product.
  • Resilience and the ability to cope with rejection.

Employment Type

    Full Time

Company Industry

Department / Functional Area

Keywords

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Finmart Financial Services LLC

Finmart Financial Services LLC

Dubai, Dubai, United Arab Emirates (UAE)

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